Think about the best banking option
Article published on 31 January 2022
last modification on 4 June 2025

by Pierre

Not very easy. I considered 3 options:

  1. Open an account in the country I’m going to, but every time I change country, you have to close/open an account
  1. Keep my account in France at Credit Mutuel
  1. Keep only my Boursorama account (online bank

At the same time, other questions arise:

  • Should I have my retirement pension paid to an account opened in my current host country?
  • Should I have my pension paid into an account in France and transfer money as I need it?

For the moment, I think I won’t keep my account at Crédit Mutuel. This bank is rather reliable and with good values, but online management is starting to be really expensive. I am charged almost 20 euros per month for banking services. It’s starting to do a lot.

Boursorama seems to me the best solution. But I will attach to my Boursorama account and card an American Express card that should be interesting for flight purchases in particular but also for certain online purchases (generation of Miles useable for travel.

I also chose to have my pension paid in France. Actually on my Boursorama account, but this allows me not to change bank domiciliation every time you change country.


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